Riverchain secures funding to reshape construction liquidity across Asia

Delayed payments continue to disrupt Asia’s construction ecosystem, tying up billions in working capital. Hong Kong-based fintech Riverchain aims to change that after closing a US$5 million (€4.6 million) Series A led by Betatron Venture Group.

Founded to address payment gridlocks that often cripple small and mid-sized contractors, Riverchain offers rapid, project-based financing accessible within days. Its platform uses live project metrics and payment data to assess creditworthiness, creating a faster and more transparent alternative to bank lending.

Since 2024, the company has financed over US$100 million (€92 million) in projects, including Hong Kong’s Northern Metropolis and Kai Tak Sports Park. The new capital will enhance its credit underwriting technology, scale its embedded financing tools, and expand investor access to its digital credit marketplace.

The move comes as Hong Kong’s construction sector faces an estimated US$7 billion (€6.45 billion) annually trapped in delayed or variable payments. With infrastructure spending climbing across Southeast Asia, Riverchain’s model could prove critical in unlocking liquidity for thousands of subcontractors.

Backing from Betatron and Republic Asia Ecosystem Fund signals confidence in the rise of construction-focused fintechs that integrate finance with real-time operational data. As founder Ben Wong puts it, Riverchain’s goal is simple — to make cash flow predictable for builders and restore momentum to ongoing projects.

If the model succeeds regionally, it could redefine how capital circulates in one of Asia’s most cash-intensive industries.

Read the full story on Riverchain’s Series A expansion and its impact on regional construction financing.